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Annual Income

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To undergo suitability analysis, please click here. If you wish to bypass the suitability analysis, please click on the checkbox. By selecting the checkbox, you declare to consciously bypass the recommended suitability module and purchase the policy based on your independent assessment.

Why Ageas Federal Life Insurance?

Life is full of promises - to care, to provide, and to protect. Term insurance helps you keep those promises by ensuring your family is financially supported, even if you’re not around. A term life insurance plan ensures your family’s financial security by replacing lost income, protecting their lifestyle, and helping them stay prepared for the future. It offers high coverage at low cost, safeguards your loved ones from outstanding debts, and provides flexible, inflation-ready benefits that grow with life’s needs—delivering complete peace of mind when it matters most.

Keep These Documents Handy

Recent Photograph

Coloured Photograph

Photo ID Proof (Any One)

Aadhar Card
Passport
Driving License
Voters ID

Age proof (Any One)

Aadhar Card
Passport
Driving License
Birth Certificate
Baptism Certificate or PAN card

Address proof (Any One)

Aadhar Card
Passport
Driving License
Voters ID

Income Proof (Any One)

Last 3 months of salary slip and 6 months of bank statement showing salary credit (for Salaried)
Last 2 years ITR and computation of income (For Self-Employed), etc

Key Benefits

Provides flexibility to manage investments

Secure your family with life cover and get waiver

Flexibility of paying premiums monthly or annually

Enhance protection with an optional rider/s

10 funds to invest

Receive guaranteed loyalty additions

Tax Benefits may be available on the premiums paid

Steps To Buy

Choose premium amount

Select your choice of funds

Make a payment

Policy Issued

Customer Speaks

"My experience with Ageas Federal has been nothing short of exceptional. From the moment I reached out to inquire about their policy, I was met with a smooth and efficient process that left me feeling assured."

"Myself P V S Krishnaveni being the Nominee for he subjected policy number XXXXXX3545, my husband was the policy holder. Unfortunately, he passed away and I have applied for the death claim for the Subjected policy."

"I am grateful to Mr. Madhukar Shinde & Ageas Federal Life for their incredible assistance in processing my wife's death claim. Ageas Federal life's prompt service amazed me as I received the claim amount within 24hours of applying."

Frequently Asked Questions

The word ULIP stands for Unit-Linked Insurance Plan. ULIPs are a combination of life insurance and investment. The investments made can be chosen by the policyholder as per the options available with the insurer. The investments help the policyholder gain returns while also ensuring that life insurance stays intact.

The different types of funds in which ULIPs invest are:

Equity Funds with majority high-risks assets like equities and company stocks
Debt funds with maximum low-risk instruments like debts and bonds
Balanced funds where the money is distributed within high, low and moderate risk assets
Liquid funds with fixed-income assets like government securities and treasury bills
Cash funds with assets of extreme liquidity like money market securities

The returns generated in ULIP depend on the nature of the funds in which the investment has been allocated. The choice of these funds depends on the risk tolerance of the investor. For example, if he prefers higher risk to earn higher returns, the investment may focus on equities or related assets. Again, if he is a risk-averse person, debt funds may be chosen to keep potential risks low and secure the investment.

A part of the premium you pay for ULIP makes for its investment component. The money is utilised to buy units of different financial assets as per the risk appetite of the investor. This is done by pooling the money from various policyholders into a mutual fund-like structure, termed as unit-linked funds. Thereafter, the units are allotted in terms of the fund choices.

You can track the fund value of your ULIP through the calculation of the Net Asset Value (NAV) per unit and estimate the total returns accordingly. This can be done through two methods: Absolute Returns and CAGR. However, using a ULIP calculator may save you from complicated estimations.

Large Cap Quality Fund (SFIN – ULIF088010326LARGEQLTY135)
Ageas Federal Life Insurance ProGrow Plan (135L101V01), Platinum Wealth Builder Plan (UIN: 135L089V02), Ageas Federal Life Insurance Smart Growth Plan (UIN: 135L053V06) and Ageas Federal Life Insurance Wealthsurance Growth Insurance Plan SP II (UIN: 135L082V02) are Unit Linked Insurance Plans. Death Benefit is available in these products. The premiums paid in linked insurance policies are subject to investment risk associated with capital markets and publicly available index. The NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital markets/publicly available index and the insured is responsible for his/her decisions. Ageas Federal Life Insurance Company Limited and Ageas Federal Life Insurance ProGrow Plan (135L101V01), Platinum Wealth Builder Plan (UIN: 135L089V02), Ageas Federal Life Insurance Smart Growth Plan (UIN: 135L053V06) and Ageas Federal Life Insurance Wealthsurance Growth Insurance Plan SP II (UIN: 135L082V02) are only the names of the insurance company and linked insurance plans respectively and do not in any way indicate the quality of the plan, its future prospects or returns. Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

**The above illustration is for the Ageas Federal Life Insurance Platinum Wealth Builder Plan, considered for a 25-year-old male with a policy term (PT) of 15 years and a premium payment term (PPT) of 10 years. The monthly premium is ₹20,000 (total premiums paid: ₹24,00,000). The returns shown are based on an assumed rate of 14.93%, resulting in a maturity value of ₹1,11,91,868. Kindly note that no charges have been considered in the above calculation.

Additionally, we would like to share that the total gross investment return is ₹47,73,153 at an assumed rate of 8% p.a. and ₹32,16,851 at an assumed rate of 4% p.a., calculated for a 25‑year‑old healthy male with a Premium Payment Term (PPT) of 10 years and a Policy Term of 15 years, with a deferment period of 4 years. This illustration assumes that all premiums are paid and the policy remains in force throughout the term

Kindly refer to the Benefit Illustration for detailed information.

The linked insurance product do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in linked insurance products completely or partially till the end of the fifth year.

Past performance is not indicative of future results.

Unit Linked Life Insurance products are different from traditional insurance products and are subject to the risk factors.

The various funds offered under this plan are the names of the funds and do not in any way indicate the quality of these plans, their future prospectus and returns.

The premiums paid in these policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions.

Ageas Federal Life Insurance Company Limited and Ageas Federal Unit linked Insurance Plans are only the names of the insurance company and linked insurance plan respectively, and do not in any way indicate the quality of the plan, its future prospects or returns. Please know the associated risks and the applicable charges from your Insurance Agent or the Intermediary. Life Insurance coverage is available in this plan.

Tax Exemptions are as per the Income Tax Act, 1961 and are subject to changes in the tax laws from time to time. Ageas Federal Life Insurance Company Ltd. does not assume responsibility on tax implication. Please consult your own tax exemption to know the tax exemption available to you.

For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.

All products are underwritten by Ageas Federal Life Insurance Company Limited, IRDAI Regn. No 135; Corporate Identity Number (CIN) - U66010MH2007PLC167164) having its registered office at: Ageas Federal Life Insurance Company Limited, 22nd Floor, A Wing, Marathon Futurex, N. M. Joshi Marg, Lower Parel – East, Mumbai – 400013. Website www.ageasfederal.com. Toll Free: 1800 209 0502.

Trade Logo displayed above belongs to The Federal Bank Limited and Ageas Insurance International N. V. and used by Ageas Federal Life Insurance Company Limited under license from respective partners.

Ageas Federal Life Insurance is not involved in any Pyramid Scheme or money circulation scheme. The Company complies with the provisions of the Consumer Protection (Direct Selling) Rules, 2021.

BEWARE OF SPURIOUS/FRAUD PHONE CALLS!

IRDAI is not involved in activities like selling insurance policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

ARN No: 20802/Multi/ENG/WP/Feb26