Ageas Federal Aurum Advantage Plan
A Smart Multi-Currency Wealth Plan
For the first time in GIFT City, a life insurance plan enabling exposure to USD, EUR and GBP denominated funds within a single product. Aurum delivers global diversification and portfolio flexibility through a structured, insurance-led framework.
Ageas Federal Aurum Advantage Plan
A Smart Multi-Currency Wealth Plan
For the first time in GIFT City, a life insurance plan enabling exposure to USD, EUR and GBP denominated funds within a single product. Aurum delivers global diversification and portfolio flexibility through a structured, insurance-led framework.
An IndustryFirst in GIFT City
For the first time in India, Ageas Federal Life Insurance Company Limited offers a life insurance plan that enables strategic allocation across USD, EUR, and GBP denominated funds, within a single product structure, along with exposure to commodity (Gold). This allows investors to implement multi-currency asset allocation strategies without the operational complexity of managing multiple products, accounts, or fragmented offshore investment arrangements. By combining global diversification with insurance-led governance and long-term discipline, Aurum Advantage Plan clearly differentiates itself from traditional single-currency insurance plans currently available to Indian and NRI investors.
GIFT City, Built in India. Connected to the World.
The Aurum Advantage Plan is offered through GIFT City, India’s International Financial Services Centre, created to enable global investing within a regulated and internationally aligned framework. This framework allows Indian and NRI investors to participate in global markets while operating within a familiar and transparent regulatory environment, offering both international opportunity and regulatory comfort.
Global Benchmarking
A tax-neutral financial zone enabling seamless cross-border transactions.
India’s First IFSC
Notified by the Government of India and supported by the Government of Gujarat.
Ease of Doing Business
Regulations aligned with leading global financial centres.
State-of-the-Art Infrastructure
World-class facilities across a rapidly expanding smart city.
Attractive Tax Regime
Enjoy 100% tax-free maturity benefits, subject to prevailing tax laws.
Introducing
A Globally Structured Investment & Protection Solution for NRIs
Offered by Ageas Federal Life Insurance Company Limited (GIFT City, IIO), the Aurum Multi-Currency Plan combines global investing with the structure, governance, and long-term discipline of a regulated life insurance solution. Designed for Non-Resident Indians and globally mobile investors, Aurum supports long-term wealth creation across international markets while providing insurance-backed stability and oversight.
Investing in a Multi-Currency World
Global Investment Reach
Investors today operate across multiple borders, requiring wealth strategies that move beyond a single currency or market.Diversifying Investment Options
Broad exposure helps protect portfolios from the volatility and concentration risks inherent in a single economy.Long term denomination discipline
The Aurum Multi-Currency Plan provides a disciplined structure for managing a sophisticated, globally diversified portfolio.Reducing Currency Conversion Risk
Investing directly in USD, EUR, or GBP limits conversion costs and improves efficiency. It also aligns your capital with future spending, streamlining long-term planning.
Designed for Global & NRI Investors
Designed for Your Global Financial Goals
The Aurum Multi-Currency Plan is purpose-built for investors whose financial lives extend beyond borders. It is especially relevant for individuals who earn, save, or plan in multiple currencies and seek a structured way to build long-term wealth globally.
NRIs & Resident Indians
Align international investments & support long-term wealth creation globally.
Child’s Education
A global solution to help parents build savings for their child’s future education
Retirement Planning
Ensuring income security and financial independence for life
Legacy Planning
Achieve long-term estate planning goals & ensure future protection
Why Aurum Advantage for Multi-Currency Investing?
The Aurum Advantage Plan is not just a plan,
but a globally structured investment solution.
Real-World Scenarios Where a Multi-Currency Strategy Matters
Global investors often manage income, savings and long-term goals across countries and currencies. A single-currency approach may not always reflect these realities. A multi-currency investment strategy allows investors to align portfolios with global cash flows, manage market and currency volatility, and respond to changing life and market conditions, all within a structured, long-term framework.
Swipe to explore how the Aurum Advantage Plan supports different global life scenarios.
Different lives. Different currencies.One plan that adapts.
Choose Your Premium and Time Horizon
Decide your premium amongst USD/EUR/GBP currencies and select a payment term that aligns with your financial horizon.
Secure Your Protection
Choose the policy term and sum assured option to help protect your family and long-term goals.
Invest with Strategy
Select from available funds and investment strategies designed for disciplined global allocation.
Grow Your Wealth Globally
Participate in global opportunities through USD/EUR/GBP-denominated plans while building long-term wealth across borders.
Multi-Currency Choice
Tax Benefits*
Customised Payment Terms
Investment Flexibility
Market Linked Growth + Life Cover
Smart Fund Strategy
Nil Policy Admin charges
Whole Life Coverage
Loyalty Additions
Partial Withdrawal Facility
No Lock in Period
*Tax benefits are subject to change as per tax laws. Please consult your tax advisor for determining the tax benefits applicable to you.
FAQs
Ageas Federal Aurum Advantage Plan is a Unit Linked, Non-Participating, Individual, Whole Life Insurance Plan designed for customers seeking global wealth creation, through access to international investment funds, with long-term life protection.
The product introduces a multi-currency structure (USD, EUR, GBP), making it an industry-first in GIFT City insurance market. Premiums and benefits are fully repatriable under IFSC regulations, ensuring global flexibility.
a) Chosen Sum Assured, or
b) Fund Value
Customer has an option to choose Sum Assured from the below mentioned options –
(1) 105% of Fund Value
(2) 1 time – 10 times of First Premium
2. You may visit our website and share your contact details. Our Wealth specialists would get in touch with you and guide you with the process.
3. You can also email us on giftcity@ageasfederal.com or call us on: +91 80 6917 0210 (From Monday to Saturday, 10 am to 7 pm IST)
In case you are in India, you can visit us at our GIFT City branch – Ageas Federal Life Insurance Company Limited, IIO, GIFT SEZ – Office No SI-G-005. Shilp Incubation Centre, Unit A, Ground Floor, Plot No 11T-3&11T-5, Block 11, GIFT SEZ, GIFT City, Dist- Gandhinagar 382050, Gujarat, India.
Ageas Federal Life Insurance blends international insurance expertise with deep local understanding. Our products are designed to meet the needs of various life stages with a long-term perspective, focusing on protection, prudent investing, and transparent structures. We aim to support customers across life stages through solutions that are thoughtfully designed, responsibly managed and aligned with evolving financial goals.
- Ageas Federal Aurum Advantage Plan offers numerous benefits such as:
- Multi-currency options : First in the industry to offer the option to invest in currency of choice (USD/EUR/GBP)
- Whole Life policy : Whole Life coverage up to 99 years
- Flexibility of premium payment : They also retain the choice of paying Additional Premium during any stage of the policy.
- No lock-in period : The consumer can liquidate their funds at any time during the policy term.
- Global Fund Options : Multiple ETF options to choose from including funds in USD/EUR/GBP.
- Boost your fund value with Loyalty Additions : Grow your wealth with Loyalty Additions every year, from the end of 3rd policy year
- Partial Withdrawal : Withdraw part of your funds when needed
- Automatic Trigger Based Investment Strategy : Smart triggers that adjust your investment automatically
- In case you are buying your policy online, you can pay via debit card, credit card, swift, net banking, etc. OR
- You can make premium payments directly to our bank account. For details, please write to us on giftcity@ageasfederal.com
There are two investment strategies under this policy. First is, Self-Managed Strategy where policyholder has the flexibility to choose from 7 global fund options. Second is, Automatic Trigger Based Investment Strategy (ATBIS) where policyholder can build a balanced portfolio over the years by transferring returns (at a pre-defined trigger rate) to safer fund option. For more details, please refer to the sales brochure.
We do not provide any tax advice. Any information relating to applicable tax laws and regulations is of a general nature only. If you have questions or wish to receive additional information with respect to any of the applicable tax laws, we recommend you to obtain independent advice.
