
| STAGE | MINIMUM | MAXIMUM |
|---|---|---|
| Entry Age | 18 years | 74 years |
| Cover Ceasing Age | 18 years | 75 years |
| Cover Term (in months) | 12 months | 480 months |
| Premium Payment Term (in Months) | 12 months | 480 months |
| Sum Assured | Rs 5000 | As per BAUP |
UIN (135B033V01)
| STAGE | MINIMUM | MAXIMUM |
|---|---|---|
| Entry Age | 18 years | 74 years |
| Cover Ceasing Age | 18 years | 75 years |
| Cover Term (in months) | 12 months | 480 months |
| Premium Payment Term (in Months) | 12 months | 480 months |
| Sum Assured | Rs 5000 | As per BAUP |
UIN (135B033V01)
For more details on plan eligibility, please refer to thesales brochure
The Group Accidental Rider is a Non-Linked, Non-Participating, Group Pure Risk Premium Life Insurance Rider. It can only be attached to Non-Linked, Non-Participating Group products, adopting the nature and characteristics of the base product it complements.
This rider enhances group insurance offerings with added protection for accidental risks.
You have two convenient options to add the Group Accidental Rider to your Base Cover:
1. At the inception of your base product: Secure comprehensive coverage right from the start.
2. On the monthly anniversary of your base product: One can add flexibility by enhancing your protection when it suits you.
This ensures you can customize your plan to fit your needs at the most suitable time.
Choose any one of the following death benefit options:
1. Accidental Death Benefit (ADB)
2. Accidental Death Benefit Plus (ADB Plus)
These options provide tailored protection for different accidental scenarios.
The Disability Benefit options under the Group Accidental Rider are as below:
1. Permanent Disability Benefit (PDB) which pays 100% of the Rider Disability Sum Assured at the time of Accidental Total & Permanent Disability (ATPD).
2. Permanent Disability Benefit Plus (PDB Plus):
o ATPD: Pays 100% of the Rider Disability Sum Assured.
o APPD: Pays 50% of the Rider Disability Sum Assured.
o Accelerated Benefit: If APPD is claimed before ATPD, only the remaining 50% is paid for ATPD. Otherwise, 100% is paid for ATPD.