Ideal plan

ABOUT Group Accidental Rider

Group Accidental Rider

Ideal plan

ABOUT Group Accidental Rider

Group Accidental Rider

(Please provide First Name, Last Name and Date Of Birth as per Government Id.)
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KEY BENEFITS

Why this plan suits your needs

ELIGIBILITY CRITERIA

Secure your family’s dream

ELIGIBILITY CRITERIA

Secure your family’s dream

STAGEMINIMUMMAXIMUM
Entry Age18 years74 years
Cover Ceasing Age18 years75 years
Cover Term (in months)12 months480 months
Premium Payment Term (in Months)12 months480 months
Sum AssuredRs 5000As per BAUP

The above specification is for Death Benefit, Disability Benefit & EMI Support Benefit with regular pay option.

The above specification is for Death Benefit, Disability Benefit & EMI Support Benefit with regular pay option.

UIN (135B033V01)

 sales brochure

STAGEMINIMUMMAXIMUM
Entry Age18 years74 years
Cover Ceasing Age18 years75 years
Cover Term (in months)12 months480 months
Premium Payment Term (in Months)12 months480 months
Sum AssuredRs 5000As per BAUP

The above specification is for Death Benefit, Disability Benefit & EMI Support Benefit with regular pay option.

UIN (135B033V01)

For more details on plan eligibility, please refer to thesales brochure

Plan Related Documents

Prospectus

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Flyer

740.66 KB

EVERYTHING ABOUT Group Accidental Rider

All your questions answered

The Group Accidental Rider is a Non-Linked, Non-Participating, Group Pure Risk Premium Life Insurance Rider. It can only be attached to Non-Linked, Non-Participating Group products, adopting the nature and characteristics of the base product it complements.

This rider enhances group insurance offerings with added protection for accidental risks.

You have two convenient options to add the Group Accidental Rider to your Base Cover:

1. At the inception of your base product: Secure comprehensive coverage right from the start.

2. On the monthly anniversary of your base product: One can add flexibility by enhancing your protection when it suits you.

This ensures you can customize your plan to fit your needs at the most suitable time.

Choose any one of the following death benefit options:

1. Accidental Death Benefit (ADB)

2. Accidental Death Benefit Plus (ADB Plus)

These options provide tailored protection for different accidental scenarios.

The Disability Benefit options under the Group Accidental Rider are as below:

1. Permanent Disability Benefit (PDB) which pays 100% of the Rider Disability Sum Assured at the time of Accidental Total & Permanent Disability (ATPD).

2. Permanent Disability Benefit Plus (PDB Plus):

o ATPD: Pays 100% of the Rider Disability Sum Assured.

o APPD: Pays 50% of the Rider Disability Sum Assured.

o Accelerated Benefit: If APPD is claimed before ATPD, only the remaining 50% is paid for ATPD. Otherwise, 100% is paid for ATPD.