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The Super Protect Plan from Ageas Federal Life Insurance is an innovative term plan that provides comprehensive and robust financial protection to consumers, with the added benefit of flexibility for life. It provides pure protection as well as options for maturity benefits. The plan is useful in different stages of life and financial priorities.
It gives financial stability to couples and families. The coverage can be prolonged until older ages in many cases. The plan's emphasis is on reliable protection, with a few handy extras
Financial responsibilities tend to increase over time. Delaying protection can increase cost and reduce options. The Super Protect Plan addresses these concerns early.
One of the strongest advantages is extended coverage. You can secure term insurance till 85 years. This ensures protection beyond working years. It is particularly relevant as life expectancy rises.
The plan includes a unique flexi grace feature. After paying premiums for five full years, you may access a two-year flexi grace window. Coverage continues without penalties or late fees. This feature strengthens the term plan grace period benefit. It allows you to stay protected even if your income becomes uncertain.
The plan offers a structured term plan with spouse cover. Both lives are protected under a single policy. Separate sums assured can be chosen, so that there is continuity of coverage even if one partner passes away.
For those seeking savings along with protection, the plan supports a term insurance with a maturity benefit. Under the Return of Premium option, premiums paid are returned at maturity. This suits individuals who want capital back at the end of the term.
The Girl Child Empowerment benefit offers focused financial support. It provides an annual income benefit in case of death. This ensures education continuity during critical years. The benefit is designed with long-term impact in mind.
The Global Indian Benefit supports policyholders working overseas. Coverage can be enhanced after relocation. This keeps protection aligned with the global career movement. It reinforces the plan’s adaptability.
Choosing the right term plan is a critical financial decision. The Super Protect Plan offers flexibility, depth, and long-term value. Starting as soon as possible can lock in better premiums and more options. The plan also offers the policyholder freedom to match protection level with long-term financial savings.
Choosing the right term plan is a critical financial decision. The Super Protect Plan offers flexibility, depth, and long-term value. Starting as soon as possible can lock in better premiums and more options. The plan also offers the policyholder freedom to match protection level with long-term financial savings.
Choosing the right term plan is a critical financial decision. The Super Protect Plan offers flexibility, depth, and long-term value. Starting as soon as possible can lock in better premiums and more options. The plan also offers the policyholder freedom to match protection level with long-term financial savings. It allows for improved planning of cash flows during different income periods, through various premium payment terms. People in the early years of their career and with job security needs may not want too much pay flexibility, while others may opt for straight pay. This flexibility enables maintaining a policy over long lengths of time. Another major benefit is the plan’s built-in security to prevent accidental lapses. The additional grace benefits provide your cover uninterrupted in case of temporary payment disruptions. It gives confidence, especially if you’re self-employed or on an irregular income cycle. A grace period for the structured term plan minimizes the chances of dropping protection on account of a temporary crisis. The Super Protect Plan is also better suited to meet changing family needs. As the dependants increase and liabilities shift, the benefits of the plan remain intact. Features like surrender of future premiums on fulfillment of certain conditions also aid household financial resilience. This means protection stays in place when it matters most. Term insurance with return of premium provides balance from a planning perspective. It is attractive to those who appreciate having the coverage, but also want something for their money if they do outlive their policy term. Paired with extensive coverage horizons and family-centric benefits is the offer of stability, predictability, and peace of mind at all stages in life.
This feature helps if you face financial difficulty in paying premiums.
If the Life Assured or Spouse passes away and has a girl child below 21 years, the plan supports her education and well-being.
Your nominee can choose from the following options at the time of claim:
This lets you voluntarily exit the policy and take back your premiums.
If you survive till the end of the policy term, you will automatically get 5 years of additional life cover without paying any premium.
This sales literature gives only the salient features of the Ageas Federal Life Insurance Super Protect Plan. It uses easy-to-understand language to explain the features. Your plan is governed only by the full legal terms, conditions and exclusions as contained in the policy document. There are riders attached to this plan. Please read the policy document for more details. Ageas Federal Life Insurance Super Protect Plan is a Non-linked, Non-participating, Individual, Pure Risk Premium and Savings Life Insurance Plan (UIN:135N102V01). The product is underwritten by Ageas Federal Life Insurance Company Limited (IRDAI Regn. No 135; Corporate Identity Number (CIN) - U66010MH2007PLC167164) having its corporate and registered office at: Ageas Federal Life Insurance Company Limited, 22nd Floor, A Wing, Marathon Futurex, N. M. Joshi Marg, Lower Parel – East, Mumbai – 400013. Website: www.ageasfederal.com. Toll-Free: 1800 209 0502. Trade Logo displayed above belongs to The Federal Bank Limited and Ageas International Insurance N. V. and used by Ageas Federal Life Insurance Company Limited under license from respective partners. Ageas Federal Life Insurance Company Ltd. does not assume responsibility on tax implication.
#18-year-old healthy non tobacco consuming male with policy term 10 years and Premium payment term for 10 years
A Non-Linked Non-Participating Individual Pure Risk / Savings Life Insurance Plan (UIN: 135N102V01)
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