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NRI life Insurance

₹1 Crore life cover starts @₹440 p.m.
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What is NRI life insurance?

NRI life insurance is a policy that you can buy in India as a Non-Resident Indian, OCI (Overseas Citizen of India), or PIO (Person of Indian Origin) to protect either your family or grow wealth back home. NRI insurance plans pay out in rupees and stand valid no matter where your family resides in India.

You can buy an NRI insurance policy without having to fly back to India. Depending on the plan, an NRI life insurance may offer pure life cover, act as a savings option, offer investment-linked benefits, and support children's education or retirement support.

Not sure whether NRI life insurance is right for your family? Check your eligibility in a few minutes or request a callback from an Ageas Federal NRI advisor.

Types Of Life Insurance for NRIs?

Term Insurance Plans

Term Insurance Plans

Ensure your loved ones in India never face a financial setback.

Money Back-Plans

Money Back-Plans

Build a guaranteed corpus for your child's higher education.

Child Plans

Child Plans

Live worry-free post-retirement with steady INR income streams.

Pension Plans

Pension Plans

Grow your global wealth with market-linked, long-term plans.

Why Choose Ageas Life Insurance?

99.82%

Claim Settled

1.2M+

Customers Served

20+

Years of Trust

100+

Branches

₹19,000Cr

Assets Managed

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Global Claim Support

24x7 NRI desk across time zones.

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Video KYC

Verify from anywhere — no India visit.

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100% Digital

From quote to policy, fully online.

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NRE / NRO Payments

Pay in INR, USD, AED, GBP & more.

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Bank-grade Security

256-bit encrypted transactions.

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Easy Documentation

Minimal docs, smart auto-fill.

Why should NRIs consider buying life insurance in India?

Easy Purchase

The term plan is designed to financially secure the policyholder’s family if he/she dies an untimely death. It pays the sum assured to the nominee as death benefit. This lump sum amount might save the family from an unwanted financial struggle while coping with a massive personal loss.
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Not sure what you need ?
Just send us a message for more info

Benefits of Life Insurance for NRIs in India?

Adequate Financial Coverage

Adequate Financial Coverage

As savings plans build a potentially significant corpus, it brings certainty to your savings and peace of mind to you.

Survival/Maturity Benefits

Survival/Maturity Benefits

As savings plans build a potentially significant corpus, it brings certainty to your savings and peace of mind to you.

Pay Off Remaining Loans

Pay Off Remaining Loans

As savings plans build a potentially significant corpus, it brings certainty to your savings and peace of mind to you.

Wealth Creation

Wealth Creation

As savings plans build a potentially significant corpus, it brings certainty to your savings and peace of mind to you.

Reasons NRI’s choose life insurance in India

01
Family Financial Security

Family Financial Security

Ensure your loved ones in India never face a financial setback

Security for your family, Growth for your future.

02
Child Education

Child Education

Build a guaranteed corpus for your child”s higher education.

Lower your tax liability, keep more of your money.

03
Retirement Planning

Retirement Planning

Live worry-free post-retirement with steady INR income streams.

Security for your family, Growth for your future.

04
Wealth Creation

Wealth Creation

Grow your global wealth with market-linked, long-term plans.

Security for your family, Growth for your future.

05
Tax Benefits

Tax Benefits

Save taxes in India under sec 80C, 10(10D) and DTAA where applicable.

Security for your family, Growth for your future.

06
Loan Protection

Loan Protection

Cover home loans and liabilities-your family stays in thier home.

Security for your family, Growth for your future.

Plans For Every Goal

Find the right plan in minutes

Term Insurance

iTerm Prime Protect

Up to ₹10 Cr

  • ✔Cover till age 85
  • ✔Critical illness rider
  • ✔Premium return option
✨
Term + Income

Family Shield Plus

₹1 Cr+ cover

  • ✔Monthly income to family
  • ✔Spouse cover available
  • ✔Whole-life option
✨

Why Ageas Federal NRI Plans Stand Apart

Feature
Traditional Insurance
Ageas Federal NRI
Remote onboarding
24×7 global support
India tax benefits (80C / 10(10D))
End-to-end online servicing
NRE / NRO payment support
Faster overseas claim support
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How This Plan Works?

Get insured in just 10 minutes

A four-step journey designed for global Indians.

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Step 1

Fill basic details

Tell us your age, country & cover need.
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Step 2

Choose your plan

Pick from personalized recommendations.
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Step 3

Online verification

Quick video KYC — no paperwork.
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Step 4

Policy issued digitally

Receive your policy instantly via email.

Eligibility Criteria for NRI Life Insurance in India

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AGE

18 - 66 years

Entry age across most NRI plans

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RESIDENCY NRI

/ PIO / OCI

From 30+ countries including UAE, USA, UK, Canada, Singapore, Australia

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KYC

Passport + Visa

Valid passport, visa/residency proof & overseas address

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INCOME PROOF

Last 6 months

Salary slips, bank statements or employment letter

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MEDICAL

Tele / Video

Conducted remotely — no travel to India required

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Who Can Apply?

Open to a wide spectrum of global Indians — confirm your eligibility in under 60 seconds.

  • ✔ Non-Resident Indians (NRIs) holding Indian passport
  • ✔ Persons of Indian Origin (PIO) cardholders
  • ✔ Overseas Citizens of India (OCI) cardholders
  • ✔ Foreign nationals residing in India on long-term visa
  • ✔ Indian citizens on deputation / work assignment abroad
  • ✔ Merchant Navy professionals & seafarers

SUM ASSURED

₹25L – ₹10 Cr+

POLICY TERM

10 – 40 years

PROCESS

100% Online

Documents Required To Buy Term Insurance Plans In India

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Photograph

Recent passport size photograph.

Any One Required

Photo Guidelines

  • ✓ Recent photo (not more than 6 months old)
  • ✓ Clear face, looking straight
  • ✓ White or light background
  • ✓ No sunglasses, filters or group photos
  • ✓ JPG/PNG format (Max size 2MB)

Get country-specific guidance on NRI term insurance

Upload a recent, clear passport size photograph.
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Identity Proof

Proof of your identity as per government records.

Any One Required

Accepted Documents

  • ✓ Aadhaar Card
  • ✓ Passport
  • ✓ Driving License
  • ✓ Voter ID
Any one of the above valid documents is required
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Age Proof

Proof of your date of birth as per government records.

Any One Required

Accepted Documents

  • ✓ Aadhaar Card
  • ✓ Passport
  • ✓ Driving License
  • ✓ Birth Certificate
  • ✓ Baptism Certificate/PAN Card
Any one of the above valid documents is required

Trusted by NRI Families Worldwide

icon-shield-green-xs.pngIRDAI Approved
icon-users-xs.png25 Lakh+ Customers
icon-award-badge-xs.pngClaim Settlement 99.95%
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★★★★★

“I am grateful to Mr Madhukar Shinde & Agess Federal Life for their incredible assistance in processing my wife's death claim.
Ageas Federal life's prompt service amazed me as I received the claim amount within 24 Hours of applying.”

AP

Ashok Pagare

Mumbai, Maharashtra

★★★★★

“I've been a customer of Ageas Federal Life Insurance for several years now, and I couldn't be happier with their service. One of the aspects that truly stands out to me is their seamless renewal payment process.”

KD

Kunal Dalvi

Pune, Maharashtra

★★★★★

“My experience with Ageas Federal has been nothing short of exceptional. From the moment I reached out to inquire about their policy, I was met with a smooth and efficient process that left me feeling assured. ”

DR

Dharmendra Rathod

Bangaluru, Karnataka

Step Closer To The Life You’ve Imagined With Our Featured Plan

Need Assistance ?

For all your needs, we’re here with expert assistance

100 BranchesPAN India Service
1,63,452Insurance Consultants

Have Us Call You

Ageas Federal Life Insurance Shield

Ageas Federal Life Insurance

Endorsed by Life Insurance Experts

Ageas Federal is a trusted Life Insurance Partner

At Ageas Federal Life Insurance, we are dedicated to creating meaningful insurance solutions that help individuals build a secure and confident future. With over a decade of experience, we offer a wide range of plans across protection, pension, savings, investment, annuity, and health, designed to support evolving financial needs at every stage of life.

Frequently asked questions about NRI life insurance

Yes, NRIs, OCIs, and PIOs can buy life insurance in India under FEMA. One doesn't need to travel, as telemedical and video medical check-ups allow completing the process from your country of residence.
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This sales literature gives only the salient features of the Ageas Federal Life Insurance Super Protect Plan. It uses easy-to-understand language to explain the features. Your plan is governed only by the full legal terms, conditions and exclusions as contained in the policy document. There are riders attached to this plan. Please read the policy document for more details. Ageas Federal Life Insurance Super Protect Plan is a Non-linked, Non-participating, Individual, Pure Risk Premium and Savings Life Insurance Plan (UIN:135N102V01). The product is underwritten by Ageas Federal Life Insurance Company Limited (IRDAI Regn. No 135; Corporate Identity Number (CIN) - U66010MH2007PLC167164) having its corporate and registered office at: Ageas Federal Life Insurance Company Limited, 22nd Floor, A Wing, Marathon Futurex, N. M. Joshi Marg, Lower Parel – East, Mumbai – 400013. Website: www.ageasfederal.com. Toll-Free: 1800 209 0502. Trade Logo displayed above belongs to The Federal Bank Limited and Ageas International Insurance N. V. and used by Ageas Federal Life Insurance Company Limited under license from respective partners. Ageas Federal Life Insurance Company Ltd. does not assume responsibility on tax implication.
#18-year-old healthy non tobacco consuming male with policy term 10 years and Premium payment term for 10 years A Non-Linked Non-Participating Individual Pure Risk / Savings Life Insurance Plan (UIN: 135N102V01)

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OUR PLANS

ABOUT AGEAS FEDERAL

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Registered Address: Ageas Federal Life Insurance Co Ltd, 22 nd Floor, A Wing, Marathon Futurex, N. M. Joshi Marg, Lower Parel (East), Mumbai 400013, India.

IRDAI Registration No. 135, 19 th Dec, 07. Corporate Identity Number (CIN) - U66010MH2007PLC167164.

Information & Cyber Security Policy Statement adopted by AFLI - We are committed to ensure Confidentiality, Integrity, Availability and Security of our Physical and Information Assets always for serving the needs of interested parties.

Translations of Ageas Federal Life Insurance web pages in vernacular is meant for the restricted purpose of user’s ease of understanding it in his/her language. In case of any discrepancy and for all official & legal purposes, the English version of the web pages shall prevail.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS : IRDAI or its officials do not involve in any activities of insurance business like selling insurance policies, announcing bonus or investment of premiums, refund of amounts. Policyholders or the prospects receiving such phone calls are requested to lodge a police complaint.

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