• It is designed for families with fluctuating incomes
• It comes with a 12-month Cover Continuance Benefit.
• For long-term policyholders, the Special Exit Value returns 100% of premiums paid.

A Secure Future, Guaranteed.

• Flexibility to choose premium paying term & policy term as per your goals
• Tax benefit may be available on the premiums paid and benefits received as per prevailing tax laws
• Get your family financially secured with a life cover for 14 or 20 years

• Option to choose a Life Cover Multiple that aligns with your protection needs
• 11 fund options with unlimited switches
• Enhance protection with Rider options

• 125% of Maturity sum assured paid out in the form of Guaranteed Annual Payouts to help fund critical milestones
• Guaranteed additions up to 10% every five years depending on the policy term chosen
• Financial security of the loved one’s in case of an unfortunate event - No future premiums payable and policy continues with planned benefits

• 30 Critical Illnesses covered
• Flexibility of Policy Term and Premium Paying Term options
• Level Critical Illness cover throughout the Policy. Term

Enjoyable Retirement
Retire Smart Plan

• Immediate Life Annuity
• Immediate Life Annuity with Return of Purchase Price
• Deferred Life Annuity with Return of Purchase Price

Your Dreams!
Our Assurance.

• Life Cover for borrowers of Home Loan, Plot Loan, Loan against property
• Flexibility to choose cover as per your need & flexibility to avail coverage on Top – up loans taken for repair and maintenance
• Floating Interest Rate

Your Dreams!
Our Linked Critical Shield Rider

• Guaranteed Annuity Payout
• Annuity Payout as convenient
• Covers up to 50 critical illnesses

• Protection against accidental death and a range of accident-related benefits
• Double benefit in case of death due to an Airplane Accident
• Option to cover Partial and Total Permanent Disability