A Non-Linked, Individual Pure Risk Premium, Life/ Health Insurance Rider (UIN: 135B038V01)
A Non-Linked, Individual Pure Risk Premium, Life/ Health Insurance Rider (UIN: 135B038V01)

| STAGE | MINIMUM | MAXIMUM |
|---|---|---|
| Age at entry | Minimum | 18 years |
| Maximum | 65 years | |
| Maturity age | Minimum | 23 years |
| Maximum | 70 years** | |
| Rider Policy Term | Minimum | 5 years |
| Maximum | 20 years |
| STAGE | DETAILS | |
|---|---|---|
| Rider Premium Payment Type | Regular Pay | |
| Rider Premium Paying Term | Equal to the Outstanding PPT of the base plan | |
| Rider Premium Payment Mode | Same as base Plan | |
| Variant Eligibility |
1. Waiver of Premium on Death: Offered only when the policyholder and Life Assured under the base plan are different 2. Waiver of Premium on Critical Illness: Offered when the policyholder and Life Assured under the base plan are different or same | |
All ages are as per last birthday.
Life Assured under the WOP Rider shall mean the policyholder under the Base policy.
** The Maximum Maturity Age for the rider shall be less than or equal to the Maximum Maturity Age for the base product.
The total Rider Premium for “Waiver of Premium on Death” option (including extra premium, if any) shall not exceed 30% of premiums (including extra premium, if any) under the Base Policy.
The total Rider Premium for “Waiver of Premium on Critical Illness” option (including extra premium, if any) shall not exceed 100% of premiums (including extra premium, if any) under the Base Policy.
UIN (UIN135B038V01)
For more details on plan eligibility, please refer to the sales brochure.
| STAGE | MINIMUM | MAXIMUM |
|---|---|---|
| Age at entry | Minimum | 18 years |
| Maximum | 65 years | |
| Maturity age | Minimum | 23 years |
| Maximum | 70 years** | |
| Rider Policy Term | Minimum | 5 years |
| Maximum | 20 years |
| STAGE | DETAILS | |
|---|---|---|
| Rider Premium Payment Type | Regular Pay | |
| Rider Premium Paying Term | Equal to the Outstanding PPT of the base plan | |
| Rider Premium Payment Mode | Same as base Plan | |
| Variant Eligibility |
1. Waiver of Premium on Death: Offered only when the policyholder and Life Assured under the base plan are different 2. Waiver of Premium on Critical Illness: Offered when the policyholder and Life Assured under the base plan are different or same | |
All ages are as per last birthday.
Life Assured under the WOP Rider shall mean the policyholder under the Base policy.
** The Maximum Maturity Age for the rider shall be less than or equal to the Maximum Maturity Age for the base product.
The total Rider Premium for “Waiver of Premium on Death” option (including extra premium, if any) shall not exceed 30% of premiums (including extra premium, if any) under the Base Policy.
The total Rider Premium for “Waiver of Premium on Critical Illness” option (including extra premium, if any) shall not exceed 100% of premiums (including extra premium, if any) under the Base Policy.
UIN (UIN135B038V01)
For more details on plan eligibility, please refer to thesales brochure
It ensures your future policy premiums are paid for you if you face death or a listed critical illness, so your policy continues uninterrupted.
The waiver applies on death or diagnosis of any covered critical illness, as per the option chosen under the rider.
Yes, rider premiums are eligible for tax benefits as per prevailing tax laws.