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Provides financial protecti...

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Choose between Life Cover o...

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ELIGIBILITY CRITERIA

Secure your family’s dream

Minimum
18 years

Maximum
55 years (for pay till age 60)
60 years (for 20 Pay)
65 years (for others)

Minimum
For Regular and Single Pay - 28 years
For Limited Pay
28 years for 05 Pay
30 years for 07 Pay
33 years for 10 Pay
38 years for 15 Pay
43 years for 20 Pay
65 years for Pay till 60

Maximum
85 years

Single Pay,
Regular Pay,
Limited Pay – 05 Pay, 07 Pay, 10 Pay, 15 Pay,
20 Pay and Pay till age 60 years

Minimum
1 year

Maximum
(60 – Entry Age) years subject to minimum
5 years and maximum 42 years

Minimum
10 years

Maximum
67 years, subject to a maximum
Maturity Age of 85 years

Minimum Rs. 50,00,000/-

Maximum No Limit, as per BAUP

UIN (135N102V01)
For more details on plan eligibility, please refer to the sales brochure.

KEY BENEFITS

Why this plan suits your needs

KEY BENEFITS

Why this plan suits your needs

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Provides financial protection up to age 85 years

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Choose between Life Cover or Life Cover with ROP

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Additional cover to support education needs of your girl child in your absence

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2-year flexi grace period for payment of premiums during financial hardship

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Death benefit payable as lump sum, income, or both

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Option to protect your spouse under same policy

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Avail extended cover of 5 years under Life cover with ROP option

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For every Super Protect Plan purchased, a complete health and hygiene kit will be distributed to an adolescent girl through our partner NGOs

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Option to enhance the protection with Global Indian benefit

EVERYTHING ABOUT SUPER PROTECT PLAN

All your questions answered

If you survive till the end of the policy term, you will automatically get 5 years of additional life cover without paying any premium.

  • During this period, if you pass away, your nominee will get the Sum Assured (up to ₹1 crore) in lumpsum.
  • Available only if:
    • Policy is in force with all premiums paid
    • Policy term ≥ 25 years, and maturity age ≥ 75 years
  • Applies only to the Life Assured (not spouse).

This lets you voluntarily exit the policy and take back your premiums.

  • From the 30th policy year onwards, you can get 100% of Total Premiums Paid (including add-on premiums).
  • Available only if:
    • Policy term is ≥ 40 years
    • Policy is in force with all premiums paid
    • Not in the last 5 years of the policy
  • On exit, you will get either SEV or Refund Value, whichever is higher.
  • The policy ends after this payout.

This feature helps if you face financial difficulty in paying premiums.

  • After paying 5 full years of premiums, if you miss premiums, you get up to 2 years of extended grace (within the revival period).
  • Your life cover continues fully during this time, without penalty or interest.
  • If death happens during this period, the Death Benefit is paid after deducting unpaid premiums (till end of that policy year).
  • You can use the 24 months continuously or in parts.
  • Not available in the last 2 policy years.
  • To keep the policy beyond this period, all pending premiums must be paid.

If the Life Assured or Spouse passes away and has a girl child below 21 years, the plan supports her education and well-being.

  • An additional 0.5% of Sum Assured per year (maximum ₹1 lakh per year) is paid for 5 years or until she turns 21, whichever is earlier.
  • Paid as annual income only, separate from the Death Benefit.
  • Not assignable — cannot be transferred to another party, even if the policy is assigned.
  • Benefit is available only once, regardless of the number of daughters.

Your nominee can choose from the following options at the time of claim:

  1. 1.Lumpsum – Entire benefit is paid at once.
  2. 2.Regular Income for 10 years – Benefit is paid monthly over 120 months.
  3. 3.Combination of Lumpsum + Regular Income – Between 10%–90% of the benefit is paid as lumpsum, and the remaining as monthly income.