- All Plans
Online Plans- Magic Savings Plan
- Life Advantage Plus Plan
- Guaranteed Income Plan
- Guaranteed Lifetime Income Plan
- Wealth Gain Insurance Plan
- Guaranteed Wealth Plan
- Wealthsurance Growth Insurance Plan SP II
- Super Cash Plan
- Assured Income Plan
- iSecure Plan
- Golden Years Pension Plan
- Young Star Plus Plan
Newly launched#Online
Magic Savings Plan
Your Wish
Our Guarantee.- Life Cover
- Flexibility to select plan variants according to your needs
- Choose Income Period and Income Payout Frequency as per your choice
- Magic Savings Plan
Child PlansNewly launched#Child
Young Star Plus Plan
- 125% of Maturity sum assured paid out in the form of Guaranteed Annual Payouts to help fund critical milestones
- Guaranteed additions up to 10% every five years depending on the policy term chosen
- Financial security of the loved one’s in case of an unfortunate event - No future premiums payable and policy continues with planned benefits
Savings Plans- Super Cash Supreme
- Super Cash Plan
- Guaranteed Wealth Plan
- Magic Savings Plan
- Assured Income Plan
- Life Advantage Plus Plan
- Guaranteed Lifetime Income Plan
- Guaranteed Income Plan
Newly launched#Savings
Super Cash Supreme
with SUPER Benefits
- Life cover for entire policy term ensuring a secure and protected future of your family.
- Flexibility to receive guaranteed income benefit every year or after every 5 years as per your need
- Flexibility to align the plan with your immediate financial goals and long-term aspirations
- Super Cash Supreme
Term PlansPopular#Term
iSecure Plan
Life’s journey
made comfortable- Life cover
- Flexibility to choose policy term
- Premium payment options
ULIP Plans- ProGrow Plan
- Platinum Wealth Builder Plan
- Smart Growth Plan
- Wealth Gain Insurance Plan
- Wealthsurance Growth Insurance Plan SP II
Newly launched#ULIP
ProGrow Plan
- Option to choose a Life Cover Multiple that aligns with your protection needs
- Grow your invested corpus through market linked returns
- Boost your fund value through Loyalty Additions
- ProGrow Plan
Health Plans#Health
Criti Care Plan
Stay Insured!
Stay Fearless- 30 Critical Illnesses covered
- Flexibility of Policy Term and Premium Paying Term options
- Level Critical Illness cover throughout the Policy Term
Retirement PlansNo Medicals Required#Retirement
Guaranteed Lifetime Income Plan
Enjoyable Retirement
With Guaranteed Income- Immediate Life Annuity
- Immediate Life Annuity with Return of Purchase Price
- Deferred Life Annuity with Return of Purchase Price
Group Plans- Group Home Secure
- Group Credit Shield Plan II
- Group Loan Secure Plan II
- Group Term Life Plan II
- Group Employee Benefit Plan
- Group Microsurance Plan II
- Pradhan Mantri Jeevan Jyoti Bima Yojana
Newly launched#Group
Group Home Secure
Your Dreams!
Our Assurance.- Life Cover for borrowers of Home Loan, Plot Loan, Loan against property
- Flexibility to choose cover as per your need & flexibility to avail coverage on Top – up loans taken for repair and maintenance
- Floating Interest Rate
- Group Home Secure
Individual RiderNewly launched#Individual
Accident Care Rider
Your Dreams!
Our Assurance.- Protection against accidental death and a range of accident related benefits
- 2X benefit in case of death due to an Airplane or Train Accident
- Option to add the rider to your base policy at inception or any policy anniversary during the premium payment term of the base policy
Group RiderNewly launched#Group
Group Accidental Rider
Your Dreams!
Our Assurance.- Protection against accidental death and a range of accident-related benefits
- Double benefit in case of death due to an Airplane Accident
- Option to cover Partial and Total Permanent Disability
- Claims
- Pay Premium
- Services
SERVICES
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Option to choose a Life Cov...
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More Features
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ELIGIBILITY CRITERIA
Secure your family’s dream
Minimum 0 year (91 days)#
Maximum 60 Years
Minimum 18 years
Maximum 80 years
Minimum 15 years or PPT + 5 years whichever is higher
Maximum 40 years
Minimum
Yearly: Rs. 50,000
Half Yearly: Rs. 25,000
Monthly: Rs. 4,167
Maximum
No limit
subject to Board approved underwriting policy
Yearly / Half-Yearly/ Monthly
Minimum Rs. 5,00,000
Maximum No limit, Subject to Board approved underwriting policy
Minimum 10
Maximum 100
Plan Related Documents
KEY BENEFITS
Why this plan suits your needs
KEY BENEFITS
Why this plan suits your needs
Option to choose a Life Cover Multiple that aligns with your protection needs
Grow your invested corpus through market linked returns
Boost your fund value through Loyalty Additions
Return of 4X Premium Allocation Charges at maturity
Return of 1X to 3X Policy Administration Charges at maturity
Return of 1X to 2X Mortality Charges starting from 10th policy year
Flexibility to choose Premium Paying Term and Policy Term
Choice of Premium Payment Modes
7 fund options with unlimited switches
Tax Benefits may be available on the premiums paid and benefits received as per the prevailing tax laws.
EVERYTHING ABOUT ProGrow Plan
All your questions answered
The ProGrow Plan is a life insurance solution that combines the security of high life cover with the wealth-building potential of a Unit-Linked Insurance Plan (ULIP), offering both protection and market-linked growth.
To reward long-term commitment, the plan returns below mentioned:
- Premium Allocation Charges: 4X of the total amount deducted
- Policy Administration Charges: Up to 3X, based on policy term
- Mortality Charges: Up to 2X, during the policy term and maturity.
Loyalty Additions of 1% of the average Fund Value (over the past 60 months) are added to your investment every 5 years starting from the end of the 10th policy year, enhancing your overall fund value.
On survival of the life assured till the date of Maturity, Fund Value (inclusive of Loyalty Additions, Return of Charges shall be payable on the date of Maturity, provided the policy is in force till that date.
The ProGrow Plan is designed to provide Comprehensive Protection and Wealth Growth. In case something unexpected happens during the policy term, your nominee will receive a lump sum benefit which includes,
- Sum Assured on Death plus
- Top Up Sum Assured (if any) plus
- Fund Value including Top-up Fund Value, if any, as on the date of valid notification of death.
This ensures your loved ones are well-protected with the full value of your plan.