In case of death of the Life Assured during the policy term, death benefit would be paid to the nominee which is higher of death sum assured or fund value or 105% of the single premium received.

On survival of the Life Assured till the date of Maturity, Fund Value including Loyalty Additions shall be paid on the date of Maturity, provided the policy is in force.

Loyalty additions will be 3% of the average fund value in the last 36 months preceding the loyalty addition date. The investment account will be credited with loyalty additions at the end of 6th policy year, 10th policy year and every 5 years thereafter subject to the policy being in force.